Do I need credit repair if I have no credit at all?

Probably not. Credit repair is useless if you have none. If you are trying to establish good credit, having a good job for a substantial period of time and having a bank account with money in it are probably the best things to have when trying to establish credit with a creditor. Also, if you are finding it difficult getting a credit card, getting a friend or relative to co-sign for the card may help.

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Garg & Associates, PC | 1095 Evergreen Circle, Suite 300 | The Woodlands, Texas 77380 Please call 281-210-0010 or (alt.) 281-475-4640 | Fax: 281-362-9757 or (alt.) 281-475-4659
Serving The Woodlands, Spring, Houston, Conroe, Kingwood, Tomball, Cypress, Huntsville, Cleveland, Stafford, Montgomery County, Harris County, West Oaks, Memorial, Sugar
Land, River Oaks, Alief, Stafford, Missouri City, and Southwest Houston Texas.

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