Why is there wrong information on my credit report?

Most of the time, the reason for erroneous entries on your credit report is simple human error. The credit reporting agencies report what is reported to them. If wrong information is given to the reporting agency, it is merely regurgitated as wrong information. However, identity theft can be a reason for the wrong data. You have certain rights under federal law to address identity theft. For example, you have the right to get a copy of your file to see what information is in there. Some of the most common errors that have the most negative impact on your score are: open accounts that show closed and vice versa; double entries; unauthorized inquiries; and incorrect identification information like wrong social security number or address. The credit repair lawyers at Garg & Associates can correct these mistakes to boost your credit score.